A Credit Card That Truly Fits Your Life – Extra Karte
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In a time when flexibility and transparency in financial products matter more than ever, Extra Capital sets new standards. This credit card combines the global acceptance of Mastercard with a fair cost structure and smart financial control — without hidden fees and without unnecessary paperwork.
With Extra Capital, you will pay no annual fee. It's completely free. This straightforward pricing keeps your finances simple.
Whether traveling, shopping online, or paying in-store — your card is accepted at over 70 million locations worldwide. Paying has never been this flexible.
Use your personal credit limit for purchases and benefit from an interest-free payment period of up to approximately 8 weeks — provided you pay your balance on time. This gives you valuable financial breathing space without additional interest costs.
You decide how to repay your balance: in full or in installments with a minimum payment starting at 10% of the outstanding balance (at least €15). This flexibility allows you to tailor repayment to your financial situation.
The practical mobile app gives you real-time insight into your transactions, balances, and statements. Stay in control — at home or on the go.
Through the mobile app, approved customers can add the card to a digital wallet and start spending immediately, without waiting for a physical card to arrive.
Quick Direct Debit setup takes away the hassle of remembering to pay, so customers can focus on the things that matter more.
Through exclusive partnerships and the club, cardholders can enjoy additional savings and perks, such as travel cashback, rental car discounts, and special offers at selected retailers.
Extra Capita provides a personal credit limit calculated individually based on your credit profile and application details. After completing the online application process, your credit line is made available — without requiring you to switch your bank account.
From online application to everyday use, everything is digital and uncomplicated. In many cases, your application is reviewed within moments. Once approved, you can start shopping, paying, or financing larger purchases — always with full clarity on costs and conditions.
Extra Capital is a genuine credit card with a personal credit limit — completely free of annual fees, offering attractive payment terms and flexible repayment options.
Extra Karte is a genuine credit card with a personal credit limit — completely free of annual fees, offering attractive payment terms and flexible repayment options.
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